As you transition to retirement, your planner can help you set up a systematic withdrawal plan to receive monthly income from your investments. How much you take out depends on how much you need to supplement Social Security and other sources like pension income. In some of your accounts, you may also have to withdraw a certain amount each year because of Required Minimum Distribution rules.
Help secure tomorrow so that you can live for today.
Whether you’re five years out from retirement or twenty, peace of mind will help you more fully enjoy the present. Create a plan of your own – it’s free to talk.
Edelman Financial Engines and Greenwald Research (2024). Everyday Wealth in America 2024 Report: The Intersection of Life and Money. Retrieved November 11, 2024, from edelmanfinancialengines.com/wealth-in-america/2024
The right time to retire is different for everyone
Retirement isn’t one-size-fits-all. That’s where personalized advice from a financial planner can make all the difference. Find out how much you need to retire comfortably, how much you should be saving for healthcare and how to plan for the unexpected.
Edelman Financial Engines has helped us make the most of what we have. I’m very satisfied with what we have.
Deb S.
Deb S. is a current client of Edelman Financial Engines. Edelman Financial Engines did not compensate clients to provide testimonials. Individual experiences are unique to each situation. Your experience may differ.
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It’s never too early to start planning for retirement
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Questions we get asked a lot
If you’re like many people, you want to have enough money to live comfortably through retirement, but also leave something behind for the people you love and the causes you care about. Your planner can help you develop a comprehensive financial plan, consult with in-house specialists in estate and legacy planning, and provide you a list of attorneys in your area for essential documents you may need, including a will, durable Power of Attorney, living will and living trust.
While it makes sense to reduce your stock market exposure as you move into retirement, there are good reasons to continue investing a portion of your money in a broadly diversified portfolio. Even though you may be able to live comfortably on the nest egg you’ve built, you might live another 20 or 30 years – or more – in retirement. That’s enough time to potentially grow your savings substantially, both for you and perhaps also for your children and grandchildren to enjoy.
At Edelman Financial Engines, our advice is personal. We start by assessing your financial goals. Then, using our proprietary analysis and advanced investment engines, your financial advisor will help select a personal portfolio that is uniquely aligned with your goals and risk tolerance. This isn’t a one-time event, though; it’s the beginning of an ongoing relationship that will continue as you move through each stage of life and your situation and circumstances change.
Someone from our team will call you to schedule an appointment. When you meet with your financial advisor, you’ll talk about your goals, which will help form the foundation of any personal financial plan. We encourage you to make a list of your needs and wishes, so your advisor can help you plot a course and stay on track. You deserve to move your financial life forward, and hiring a financial advisor – one who always acts in your best interests when it comes to investment advice – is the first step.